Each plan below has recorded coverage in Arizona. The lines of business shown are the ones that plan operates in this state — a carrier can run commercial business in one state and Medicaid managed care in the next, and each line is a separate contract.
Coverage data as of July 28, 2026. Payer footprints change with contract cycles; we verify against current payer requirements at the start of any engagement.
National carriers
National carriers credential centrally, so one application generally covers every state you practice in. Network participation and fee schedules are still contracted separately by state and by line of business.
| Payer | Parent company | Lines of business in Arizona | Credentialing guide |
|---|---|---|---|
| Aetna | CVS Health | CommercialMedicare Advantage | Full guide |
| Alignment Health Plan | Alignment Healthcare | Medicare Advantage | — |
| Ambetter Health | Centene Corporation | Marketplace | Full guide |
| Centene Corporation | Independent | Medicare AdvantageMedicaidMarketplace | Full guide |
| Cigna Healthcare | The Cigna Group | CommercialMarketplace | Full guide |
| Devoted Health | Independent | Medicare Advantage | — |
| Elevance Health | Independent | Medicare Advantage | Full guide |
| GEHA | Independent | Commercial | — |
| Humana | Independent | Medicare Advantage | Full guide |
| Molina Healthcare | Independent | Medicare AdvantageMedicaid | Full guide |
| Oscar Health | Independent | Marketplace | — |
| SCAN Health Plan | SCAN Group | Medicare Advantage | — |
| UnitedHealthcare | UnitedHealth Group | CommercialMedicare AdvantageMedicaidMarketplace | Full guide |
| Wellcare | Centene Corporation | Medicare Advantage | Full guide |
Blue Cross Blue Shield plans
Blue Cross Blue Shield is a federation of independent licensees. Each plan credentials on its own — being in-network with one Blue plan does not make you in-network with another.
| Payer | Parent company | Lines of business in Arizona | Credentialing guide |
|---|---|---|---|
| Blue Cross Blue Shield Association | Independent | Commercial | Full guide |
| Blue Cross Blue Shield of Arizona | Independent | CommercialMedicare AdvantageMedicaidMarketplace | Full guide |
| Health Care Service Corporation | Independent | Medicare Advantage | Full guide |
Medicaid managed care
Medicaid managed-care organizations contract under a state Medicaid agency. Most require an active state Medicaid provider ID before they will begin credentialing, so the state enrollment has to finish first.
| Payer | Parent company | Lines of business in Arizona | Credentialing guide |
|---|---|---|---|
| Arizona Complete Health | Centene Corporation | Medicaid | Full guide |
| Banner University Family Care | Banner Health | Medicaid | — |
| Care 1st | Wellcare | Medicaid | — |
| DCS | Government Agency | Medicaid | — |
| DES/Division of Developmental Disabilities (MLTSS) | Government Agency | Medicaid | — |
Regional & local plans
Regional plans operate in a limited footprint and more often credential in-house rather than through a delegated CVO. Turnaround varies more than it does with national carriers.
| Payer | Parent company | Lines of business in Arizona | Credentialing guide |
|---|---|---|---|
| Antidote Health Plan of Arizona | Independent | Marketplace | — |
| Banner Medicare Advantage | Banner Health | Medicare Advantage | — |
| eternalHealth | Eternal Health of Delaware | Medicare Advantage | — |
| Gold Kidney Health Plan | Independent | Medicare Advantage | — |
| Imperial Insurance Companies | Independent | Marketplace | — |
| Medica | Medica Holding Company | Commercial | — |
| Mercy Care | Dignity Health and Carondelet Health Network | Medicare AdvantageMedicaid | — |
| Verda Health Plan of Arizona | Verda Healthcare | Medicare Advantage | — |
Networks & IPAs
Networks, IPAs, and rental networks aggregate provider panels. Joining one can reach several payers at once, but the contracting party is the network — not the payer whose members you end up seeing.
| Payer | Parent company | Lines of business in Arizona | Credentialing guide |
|---|---|---|---|
| ChoiceCare Network | Humana | Commercial | — |
| Evernorth Behavioral Health | Cigna Healthcare | Commercial | — |
| First Health Network | Aetna | Commercial | — |
| Galaxy Health Network | Independent | Commercial | — |
| HealthSmart | Independent | Commercial | — |
| MultiPlan (Claritev) | Claritev Corporation | Commercial | — |
| PHCS Network | MultiPlan (Claritev) | Commercial | — |
| Prime Health Services | Independent | Commercial | — |
| Three Rivers Provider Network (TRPN) | Independent | Commercial | — |
| UMR | UnitedHealthcare | Commercial | — |
| Zelis Network | Zelis Healthcare | Commercial | — |
Government programs
Government programs enroll providers through their own systems rather than commercial credentialing. Enrollment is usually a prerequisite for participating in the managed-care plans built on top of them.
| Payer | Parent company | Lines of business in Arizona | Credentialing guide |
|---|---|---|---|
| Medicare (Original Medicare / Part A & B) | Centers for Medicare & Medicaid Services | Government program | Full guide |
| TriWest Healthcare Alliance | Independent | Government program | Full guide |
| VA Community Care Network | U.S. Department of Veterans Affairs | Government program | — |
Credentialing in Arizona
Read our Arizona guide for how Medicare, state Medicaid, the local Blue plan, and the commercial carriers fit together: provider credentialing in Arizona.
Get in-network in Arizona
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