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Payers in California

64 health plans with recorded coverage in California, grouped by plan type.

Each plan below has recorded coverage in California. The lines of business shown are the ones that plan operates in this state — a carrier can run commercial business in one state and Medicaid managed care in the next, and each line is a separate contract.

Coverage data as of July 28, 2026. Payer footprints change with contract cycles; we verify against current payer requirements at the start of any engagement.

Marketplace plans are not listed for California. California runs its own health insurance exchange rather than using healthcare.gov, and the federal dataset behind this page covers only healthcare.gov states. Carriers selling on the Californiaexchange are therefore absent from the marketplace column — that is a gap in our source data, not an indication that none exist.

National carriers

National carriers credential centrally, so one application generally covers every state you practice in. Network participation and fee schedules are still contracted separately by state and by line of business.

National carriers with coverage in California
PayerParent companyLines of business in CaliforniaCredentialing guide
AetnaCVS HealthCommercialMedicare AdvantageFull guide
Alignment Health PlanAlignment HealthcareMedicare Advantage
Centene CorporationIndependentCommercialMedicare AdvantageMedicaidFull guide
Cigna HealthcareThe Cigna GroupCommercialFull guide
Elevance HealthIndependentCommercialMedicare AdvantageMedicaidFull guide
GEHAIndependentCommercial
HumanaIndependentMedicare AdvantageFull guide
Kaiser PermanenteIndependentCommercialMedicare AdvantageMedicaidFull guide
Molina HealthcareIndependentMedicare AdvantageMedicaidFull guide
SCAN Health PlanSCAN GroupMedicare AdvantageMedicaid
UnitedHealthcareUnitedHealth GroupCommercialMedicare AdvantageFull guide
WellcareCentene CorporationMedicare AdvantageFull guide

Blue Cross Blue Shield plans

Blue Cross Blue Shield is a federation of independent licensees. Each plan credentials on its own — being in-network with one Blue plan does not make you in-network with another.

Blue Cross Blue Shield plans with coverage in California
PayerParent companyLines of business in CaliforniaCredentialing guide
Anthem Blue Cross and Blue ShieldElevance HealthCommercialMedicare AdvantageMedicaidFull guide
Blue Cross Blue Shield AssociationIndependentCommercialFull guide
Blue Shield of CaliforniaAscendiunCommercialMedicare AdvantageMedicaidFull guide

Medicaid managed care

Medicaid managed-care organizations contract under a state Medicaid agency. Most require an active state Medicaid provider ID before they will begin credentialing, so the state enrollment has to finish first.

Medicaid managed care with coverage in California
PayerParent companyLines of business in CaliforniaCredentialing guide
Anthem Blue Cross Partnership PlanAnthem Blue Cross and Blue ShieldMedicaidFull guide
CalOptima HealthOrange County Health AuthorityMedicare AdvantageMedicaidFull guide
CalViva HealthCalViva - FresnoMedicaid
Contra Costa Health PlanCCHP - Contra CostaMedicaid
Inland Empire Health PlanIndependentMedicare AdvantageMedicaidFull guide
L.A. Care Health PlanLocal Initiative Health Authority for Los Angeles CountyMedicare AdvantageMedicaidFull guide
Mountain Valley Health PlanMVHP - AlpineMedicaid
Partnership HealthPlan of CaliforniaIndependentMedicaidFull guide

Regional & local plans

Regional plans operate in a limited footprint and more often credential in-house rather than through a delegated CVO. Turnaround varies more than it does with national carriers.

Regional & local plans with coverage in California
PayerParent companyLines of business in CaliforniaCredentialing guide
AHFAIDS Healthcare FoundationMedicare Advantage
Alameda Alliance for HealthAAFH - AlamedaMedicare AdvantageMedicaid
Align Senior CareCurana Health HoldingsMedicare Advantage
Aspire HealthMontage HealthMedicare Advantage
Astiva HealthIndependentMedicare Advantage
CCHP (Chinese Community Health Plan)Chinese Hospital AssociationMedicare Advantage
CenCalCenCal - Santa BarbaraMedicare AdvantageMedicaid
Central California Alliance for HealthSANTA CRUZ MONTEREY MERCED SAN BENITO MARIPOSA MANMedicare AdvantageMedicaid
Central Health Medicare PlanMolina HealthcareMedicare Advantage
Champion Heath PlanChampion Health Plans-USAMedicare Advantage
Clever Care Health PlanIndependentMedicare Advantage
Community Health GroupCHG - San DiegoMedicare AdvantageMedicaid
Community Health Plan of Imperial ValleyIMPERIAL COUNTY LOCAL HEALTH AUTHORITYMedicare AdvantageMedicaid
Contra Costa Health Care Plus (HMO D-SNP)Contra Costa Health ServicesMedicare Advantage
Elite Health PlanElite Health SystemsMedicare Advantage
Gold Coast Health PlanVentura County Medi-Cal Managed Care CommissionMedicare AdvantageMedicaid
Health NetCentene CorporationCommercialMedicaidFull guide
Health Plan of San JoaquinSAN JOAQUIN COUNTY HEALTH COMMISSIONMedicare AdvantageMedicaid
HEALTH PLAN OF SAN MATEOHPSM - San MateoMedicare AdvantageMedicaid
Imperial Health Plan of CaliforniaIndependentMedicare Advantage
Kern Family Health CareKern Health SystemsMedicare AdvantageMedicaid
Providence Health PlanProvidence St. Joseph HealthMedicare Advantage
San Francisco Health PlanSAN FRANCISCO HEALTH AUTHORITYMedicare AdvantageMedicaid
Santa Clara Family Health PlanSANTA CLARA COUNTY HEALTH AUTHORITYMedicare AdvantageMedicaid
Sharp Health PlanSharp HealthcareMedicare Advantage
UCLA Health Medicare Advantage PlanThe Regents of the University of CaliforniaMedicare Advantage
VillageHealthSCAN Health PlanMedicare Advantage

Networks & IPAs

Networks, IPAs, and rental networks aggregate provider panels. Joining one can reach several payers at once, but the contracting party is the network — not the payer whose members you end up seeing.

Networks & IPAs with coverage in California
PayerParent companyLines of business in CaliforniaCredentialing guide
ChoiceCare NetworkHumanaCommercial
Evernorth Behavioral HealthCigna HealthcareCommercial
First Health NetworkAetnaCommercial
Galaxy Health NetworkIndependentCommercial
HealthSmartIndependentCommercial
MultiPlan (Claritev)Claritev CorporationCommercial
PHCS NetworkMultiPlan (Claritev)Commercial
Prime Health ServicesIndependentCommercial
Three Rivers Provider Network (TRPN)IndependentCommercial
UMRUnitedHealthcareCommercial
Zelis NetworkZelis HealthcareCommercial

Government programs

Government programs enroll providers through their own systems rather than commercial credentialing. Enrollment is usually a prerequisite for participating in the managed-care plans built on top of them.

Government programs with coverage in California
PayerParent companyLines of business in CaliforniaCredentialing guide
Medicare (Original Medicare / Part A & B)Centers for Medicare & Medicaid ServicesGovernment programFull guide
TriWest Healthcare AllianceIndependentGovernment programFull guide
VA Community Care NetworkU.S. Department of Veterans AffairsGovernment program

Credentialing in California

Read our California guide for how Medicare, state Medicaid, the local Blue plan, and the commercial carriers fit together: provider credentialing in California.

Get in-network in California

We handle the applications, the portals, and the follow-up until you have an effective date in hand.

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