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Payers in Minnesota

32 health plans with recorded coverage in Minnesota, grouped by plan type.

Each plan below has recorded coverage in Minnesota. The lines of business shown are the ones that plan operates in this state — a carrier can run commercial business in one state and Medicaid managed care in the next, and each line is a separate contract.

Coverage data as of July 28, 2026. Payer footprints change with contract cycles; we verify against current payer requirements at the start of any engagement.

Marketplace plans are not listed for Minnesota. Minnesota runs its own health insurance exchange rather than using healthcare.gov, and the federal dataset behind this page covers only healthcare.gov states. Carriers selling on the Minnesotaexchange are therefore absent from the marketplace column — that is a gap in our source data, not an indication that none exist.

National carriers

National carriers credential centrally, so one application generally covers every state you practice in. Network participation and fee schedules are still contracted separately by state and by line of business.

National carriers with coverage in Minnesota
PayerParent companyLines of business in MinnesotaCredentialing guide
AetnaCVS HealthCommercialMedicare AdvantageFull guide
Cigna HealthcareThe Cigna GroupCommercialFull guide
GEHAIndependentCommercial
HumanaIndependentMedicare AdvantageFull guide
UnitedHealthcareUnitedHealth GroupCommercialMedicare AdvantageMedicaidFull guide

Blue Cross Blue Shield plans

Blue Cross Blue Shield is a federation of independent licensees. Each plan credentials on its own — being in-network with one Blue plan does not make you in-network with another.

Blue Cross Blue Shield plans with coverage in Minnesota
PayerParent companyLines of business in MinnesotaCredentialing guide
Blue Cross and Blue Shield of MinnesotaAware Integrated, Inc.CommercialMedicare AdvantageMedicaidFull guide
Blue Cross Blue Shield AssociationIndependentCommercialFull guide

Medicaid managed care

Medicaid managed-care organizations contract under a state Medicaid agency. Most require an active state Medicaid provider ID before they will begin credentialing, so the state enrollment has to finish first.

Medicaid managed care with coverage in Minnesota
PayerParent companyLines of business in MinnesotaCredentialing guide
Hennepin HealthIndependentMedicaid

Regional & local plans

Regional plans operate in a limited footprint and more often credential in-house rather than through a delegated CVO. Turnaround varies more than it does with national carriers.

Regional & local plans with coverage in Minnesota
PayerParent companyLines of business in MinnesotaCredentialing guide
Align powered by Sanford Health PlanSanford Health PlanMedicare Advantage
Allina Health | AetnaAetnaMedicare Advantage
HealthPartnersIndependentCommercialMedicare AdvantageMedicaid
Itasca MedicalItasca CountyMedicare AdvantageMedicaid
MedicaMedica Holding CompanyCommercialMedicare AdvantageMedicaid
Prime WestPrimeWest Rural MN Health Care Access InitiativeMedicare AdvantageMedicaid
QuartzIndependentCommercialMedicare Advantage
Sanford Health PlanSanford HealthCommercial
South Country Health AllianceIndependentMedicare AdvantageMedicaid
UCareIndependentCommercialMedicaid

Networks & IPAs

Networks, IPAs, and rental networks aggregate provider panels. Joining one can reach several payers at once, but the contracting party is the network — not the payer whose members you end up seeing.

Networks & IPAs with coverage in Minnesota
PayerParent companyLines of business in MinnesotaCredentialing guide
ChoiceCare NetworkHumanaCommercial
Evernorth Behavioral HealthCigna HealthcareCommercial
First Health NetworkAetnaCommercial
Galaxy Health NetworkIndependentCommercial
HealthSmartIndependentCommercial
MultiPlan (Claritev)Claritev CorporationCommercial
PHCS NetworkMultiPlan (Claritev)Commercial
Prime Health ServicesIndependentCommercial
Three Rivers Provider Network (TRPN)IndependentCommercial
UMRUnitedHealthcareCommercial
Zelis NetworkZelis HealthcareCommercial

Government programs

Government programs enroll providers through their own systems rather than commercial credentialing. Enrollment is usually a prerequisite for participating in the managed-care plans built on top of them.

Government programs with coverage in Minnesota
PayerParent companyLines of business in MinnesotaCredentialing guide
Medicare (Original Medicare / Part A & B)Centers for Medicare & Medicaid ServicesGovernment programFull guide
TriWest Healthcare AllianceIndependentGovernment programFull guide
VA Community Care NetworkU.S. Department of Veterans AffairsGovernment program

Credentialing in Minnesota

Read our Minnesota guide for how Medicare, state Medicaid, the local Blue plan, and the commercial carriers fit together: provider credentialing in Minnesota.

Get in-network in Minnesota

We handle the applications, the portals, and the follow-up until you have an effective date in hand.

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